Online Rummy

Play Online Rummy Indian Card Game

Online Rummy Game

Rummy is considered the most loved card game in the country. If you too love this game or want to understand why it is loved by millions of people read on. To love yourself, you first need to find a certified and secure online rummy platform to play. Because you can only love this game by playing! The following is a comprehensive guide to rummy and includes everything you need to know about this game from rules and regulations to how you play rummy and how you can win!

The Objective Of Rummy

There are many card games played all over the country. But if you're looking for a card game that will challenge your mind and is fun, then you should definitely try rummy online.

Rummy can be played between two to six players, and the game's objective is to get rid of all your cards before all the other players.

But why play rummy game online? For one, it's a great way to exercise your mind and test your strategic thinking skills. But more importantly, it's just plain fun! So gather some friends or family members and give rummy a try today.

Important Terms You Must Know

Before you learn how to play rummy, you first need to be aware of some important terms. These terms will make you understand the game and help you get started.

Rummy Table

In an online rummy game, a rummy table is where the cards are shown and the game of rummy is played. In almost every rummy game you will find two types of tables: 2-player tables and 6-player tables. However, some apps may offer more tables as well.


Sorting is an action that takes place at the beginning of the game. When all players receive their cards, they have to sort them into sets and sequences. However, rummy apps will do that for you, so your cards are not mixed. You can simply click on the “Sort” button, and all the cards will be sorted in the best combination. 


A single online rummy game is called a deal or round. The time from when cards are dealt to the time when any of the players makes a valid declaration is called a deal or a round. 


Distributing cards in the online rummy game to players is called dealing. Every player is dealt a number of cards depending on the rummy variant at the beginning of the game. 


When you pick a card it is called drawing. In rummy, you can pick a card from either the open or closed deck. 


Once you draw a card from a deck, you have to discard an unwanted card in the open deck. When you discard a card that action is called discarding.


In both free or cash rummy, the main objective is to arrange all cards in valid groups. You must create sequences and sets by arranging the cards you have. The process of arranging cards in sets and sequences is known as melding.


In online rummy, you get 1 printed joker and 4 wild jokers. The printed joker has a joker or clown printed on it and is already in the deck, whereas a wild joker is selected randomly at the beginning of each game. Once the wild card joker is selected, the card of the same rank in every suit becomes a joker. So, if the 9 of spades (9♠) is our wild joker for the game, the 9 of every suit will become a wild joker.


A drop is when you choose to quit a game after it has started. A penalty is imposed on the player who drops a game. Every rummy game online has different types of drops. In most apps, when a player quits the game before picking a single card, it’s called a first drop. And when a player quits anytime after picking a card, it is called a middle drop. Players will have to pay different penalty fees on both drops.


Players get free virtual chips to play practice games on the app. These chips are automatically added to the app, and they can be reloaded when you exhaust them. You also get chips in cash deals and rummy games. Some chips will be deducted from your account as an entry fee in free games. When you win a free game or a deals rummy round, the chips you won will be automatically added to your account and your balance will go up.


Once all the cards are arranged in sequences or sequences and sets, players will declare their hands. You can make the declaration by clicking on “Finish”. Once you click on it, you will have to show your cards to the opponents. This process is called declaring.

Cash Tournaments

Rummy apps let you participate in cash tournaments. If you want to play rummy online for real money you will be required to pay an entry fee. On these apps, you can play both head-to-head cash games and cash tournaments and get a chance to win real money.

Rummy Game: Sequences, Sets, and Joker

What is a Sequence in Rummy?

A group of three or more consecutive cards of the same suit is known as a sequence. In rummy, you will find two types of sequences: pure and impure sequences.

Pure Sequence

A pure sequence is a group where three or more consecutive cards of the same suit are placed together. In this group, no joker is used to replace any card in a pure sequence. 

Here are a few examples of pure sequences:


It is a pure sequence of 3 cards.


It is also a pure sequence of 5 cards. 

A wild card joker can also be used to complete a pure sequence but it must be used in its original value, not to replace any card. For example, if 6 is a wild card joker in a game, you use that card to form the following form sequences: 




Every player must have at least two sequences and out of them at least one must be a pure sequence to make a valid declaration.

Impure Sequence

An impure sequence is a group where three or more cards are grouped in a sequence and one of the cards is replaced by a joker. An impure sequence can be either with a printed joker or a wild card joker.

Here are two examples of impure sequences:

5-6-PJ (printed joker)

3♠-4♠-8♣(wild joker)

What are Sets?

In addition to sequences, players can arrange their cards in sets as well. A set is a group of three or four cards that are of the same rank but belong to different suits. In rummy, no set can have more than four cards. Players can also use either a printed joker or a wild joker to complete their sets.

1. Valid Sets

A valid set includes at least 3 cards of the same rank and different suits. You can also use both types of jokers in a set. However, a set cannot have 2 cards of the same suit, so you can form a set with a maximum of 4 cards.

Some examples of valid sets are:

  • 7-7♠-7
  • 3-3♦-PJ (printed joker)
  • 6-6♠-6♣-6
  • 9-9♠-9♣-5 (Here 5 is a wild joker.)

2. Invalid Sets

Some examples of invalid sets are

  • 7-7♣-7♣ (Here 7♣ is repeated and it’s not a wild joker.)
  • 6-6-6♣PJ (Here 6 has been repeated)

Types of Jokers in Rummy

Jokers are some of the most critical cards in a rummy game. You can use them to create impure sequences and to form sets as well. There are two types of jokers in an online rummy game.

1. Wild Joker

A wild joker is a card that is randomly picked at the beginning of the game. This card is picked by the dealer and becomes a wild joker; all the other cards of the same rank also become wild jokers as well. 

So, if 9 is a wild joker in a game, 9♠, 9♣, and 9♦ will also be wild jokers in that game. 

2. Printed Joker

A printed joker is already included in the deck. 

A printed joker is also used in rummy and can help you form an impure sequence by replacing any other card. You can also use this card to make a set.

Valid and Invalid Declaration in Rummy

When you have all the cards arranged according to the rules of rummy, you have to make a declaration and show your cards to your opponents in order to rummy. But you will only be declared the winner when your declaration is valid. Listed below are the criteria for a valid declaration.

Valid Declaration

To make a valid declaration in a rummy game online, you must meld all your 13 cards in valid sequences and sets. After arranging cards in valid groups, you must click on “Finish” and declare your hand. For a valid declaration you must fulfill these three conditions:

One Pure Sequence: You need at least one pure sequence in order to make a declaration and win a rummy game. A pure sequence is when you have three or more consecutive cards of the same suit.

A Second Sequence: According to rummy card rules, you need at least two sequences to make a valid declaration. So in addition to a pure sequence, you must also form a second sequence to declare your hand. The second sequence could be either a pure or impure sequence.

Other Cards Arranged in Sequences/Sets: Besides these two sequences, all your other cards must be arranged in sequences or sets. When all your cards are arranged correctly, only then you can declare your hand and win the game of rummy.

Here is an example of a valid declaration:


Pure Sequence

J♣-Q♣-3♠ (WJ)

Impure Sequence





Invalid Declaration

If all the conditions are not fulfilled and you make a declaration, it becomes an invalid declaration. An invalid declaration will make you lose to your opponent by the biggest margin possible. If you are playing on a 6-player table, all the remaining players will keep playing until one of them wins.

Here is an example of an invalid declaration:


Invalid Sequence

2♣-3♣-4♦ (WJ)

Impure Sequence





How To Play a Rummy Card Game?

Rummy rules are not very complex. Learning and following them is easy. Here are the important rules and gameplay steps that you must be aware of while playing:

  1. A standard 52-card deck plus a printed joker is used to play the game of rummy if there are only 2 players. If there are more than 2 players playing at the same time, 2 standard decks plus 2 printed jokers are used. In the 13-card rummy variant (which is the most popular one), each player is dealt 13 cards. Since 13-card rummy is the most popular variant, this is why Indian rummy is also called 13-card rummy. 
  2. Once every player gets 13 cards, the remaining cards are kept as a closed deck on the table. The top card from the closed deck is turned over and placed face up on the table. This card is used to start the open deck and this is a place where players have to discard their cards. 
  3. At the beginning of each game, one card is selected at random as a wild joker, and all the other cards that rank in other suits or values also become jokers. 
  4. You have the option to pick a card from either deck on your turn. 
  5. During the game, your goal is to arrange all your cards in valid sequences and sets. 
  6. Once all your cards are arranged into valid groups, you have to discard the final card in your hand and declare your hand. 
  7. You can only make a valid declaration when you have at least two sequences out of which at least one must be a pure sequence.
  8. To win a game, you will have to make a valid declaration before any of your opponents do. 

Different Rummy Variants

Many types of rummy games are played all over India, but 13-card rummy and 21-card rummy are two of the most popular variants of rummy games. Indian players all over the country prefer to play both of these variants, and now with rummy apps, they can play it on their phones. Each variant has something unique to offer. In a 13-card rummy game, 13 cards are dealt to each player, and in 21-card rummy games, each player gets 21 cards. The premise of both games is the same and players have to arrange their cards in sequences and sets and make a valid declaration before their opponents to win the game.

13-Cards Rummy

The 13 cards rummy variant is the most popular variation and is played by millions of players every day. This variant is played in almost every household and is often referred to as Indian rummy game. Rummy apps let you play this variant of the game on your phone. On popular rummy apps, you get to play with real players from across the country and stay engaged in the best card game at your schedule and time.

21-Cards Rummy

The 21 card rummy game is another popular rummy variant played all across the country by players of all ages. However, since this is a longer fame, it is mostly played in the points rummy format. Each player gets 21 cards and they have to arrange their cards in sequences and sets. This game also follows a unique concept of Indian Marriage, which makes it different from other variants. You can also play cash 21-card rummy games and win exciting cash prizes by playing the 21-card game online. 

Gin Rummy

Gin rummy is one of the many variants of rummy. In this variant, each player gets 10 cards, and they group cards into valid combinations by picking and discarding a card on each turn. Any player can end the game by declaring “Gin.” The only difference in this game is that the points for winning are pre-decided, which is typically 100 in most formats.

500 Rummy

500 rummy is another popular rummy variant, but it is often preferred by pro rummy players. A standard 52-card deck plus 2 jokers are used when 2 players play this game. In a two-player game, each player receives 13 cards. On their turn, the players draw a card from the two piles and discard a card to the open pile. The game is similar to other rummy variants, but there are a couple of concepts that make this game stand out such as floating.

Popular Rummy Variants You Can Play Online

In addition, different types of rummy variants can be played online. You can also play 13-card rummy games in different formats. The most popular rummy formats you can find on rummy apps are:

1. Points Rummy

Points rummy is considered the quickest and most engaging rummy variant. This format is played by 2 to 6 players, and it is the most engaging 13-card game. Each round or game is played for only one deal, and every point in the cash game has a fixed monetary value. The player who wins the game gets a cash prize.

Points Rummy Rules

  • In cash points rummy, each point has a monetary value. The winning amount is calculated by adding the amount lost by all the losing players in each game. 
  • The rules of points rummy rules are the same as the variant of rummy you are playing
  • You may have to pay an entry fee or a small fee when you play cash games.
  • Most rummy apps let you play both free and cash points rummy games on their platforms

2. Pool Rummy

Pool rummy is an entertaining format that can be played between 2 to 6 players. On most apps pool rummy is available in XX formats: 101 pool rummy and 201 pool rummy. The player whose score reaches the number of points in the format example, 101 points (in 101 pool rummy) or 201 points (in 201 pool rummy) gets eliminated. In the end, the last player standing at the table is declared the winner.

Pool Rummy Rules

  • Players will have to pay a fixed entry fee that goes straight into the prize pool of the rummy game. 
  • On the app, you can play pool rummy in XX formats: 101 pool and 201 pool…. etc. 
  • The player whose score reaches the pre-decided points in the game (either 101 or 201….) will be eliminated from the game. 
  • Apart from the difference in points, pool rummy rules are the same as the rules of the rummy variant you are playing. 
  • Rummy apps let you play both cash and free pool rummy games on the platform.

3. Deals Rummy

Deals rummy is a rummy format that is played between 2 to 6 players. Deals rummy is played for a predefined number of deals and each player only gets a fixed number of chips to play the game. The rules of the rummy variant are followed in the deals' rummy format, and the player with the highest number of chips at the end of all the deals is declared the winner. So, if you are playing 13-card rummy, the rules of 13-card rummy will be followed.

Deals Rummy Rules

  • Deals rummy is a format of rummy game played between 2 to 6 players. 
  • Each player receives a pre-defined number of chips at the beginning of the game. 
  • The game is only played for a predefined number of deals. 
  • A toss happens at the beginning of the game to decide which player will make the move first. 
  • The player who has the highest number of chips at the end of the final deal will be declared the winner.
  • Apart from these rules, all the deals are the same as the variant of rummy you are playing. 
  • You can play both free and cash games in a rummy format.

4. Spin & Go

Spin and Go is one of the newest variants introduced on many rummy apps. This variant will help you maximize your winnings when you play rummy online. In this game variant, players even have a chance to win up to 10x their entry fee. The Spin and Go variant is played by XX number of players and by default it is played in the XX rummy format. A spinner is used to decide the value of the prize pool, which is anywhere between 2x and 10x of the entry fee.

Point Calculation in Rummy

The point system in rummy is different from all the other card games. Here, points contain a negative value, and you have to score zero points in order to win a game.

Points in a 13-Card Rummy Game

To understand the scoring system, you first need to understand the ranking of each card. Rummy cards are ranked from lowest to highest in this order:

2, 3, 4, 5, 6, 7, 8, 9, 10, J, Q, K, A 

  • The ace (A) is a versatile card and it can be used to form a sequence with both low-ranking cards and high ranking cards. For example, you can form a sequence of A-2-3 and Q-K-A. 
  • All number cards are worth their face value. This means a 6 of every suit will be worth 6 points each. 
  • Face cards (K, Q, J) and the ace (A) are worth 10 points each in a rummy game. 
  • Jokers are worth zero points each, making them the most valuable cards in rummy.

Rummy Points System for Sequences

In a rummy game, there are two types of sequences: pure and impure sequences. You cannot win a rummy game without a sequence. You can only declare your hand and win the game, you need at least two sequences, out of which at least one should be a pure sequence. However, the points are still calculated at the end of each game, and the point system in rummy work as follows:

Rules to Calculate Points for Pure Sequence

A group of three or more consecutive cards of the same suit is a pure sequence. For example, when A♠, 2♠ and 3♠ are grouped together to form the pure sequence (A♠-2♠-3♠). The sequence can also include a wild joker (WJ) if it is used in its original value. A pure sequence is worth zero points in rummy.

Rules to Calculate Points for Impure Sequence

An impure sequence is a group of three or more consecutive cards of the same suit where one card is replaced by either a printed joker (PJ) or a wild joker. Let’s say you have 2♦, 3♦, and PJ. When you group them together, it becomes an impure sequence (2♦-3♦-PJ). An impure sequence is also worth zero points according to the rummy scoring system. Wild card jokers are also used to form impure sequences.

Rummy Points System for Sets

A set is when three or four cards of the same rank but different suits are grouped together. All sets are ranked the same in rummy. You can use both printed jokers and wild jokers to form a set. For example, 6♦-6♠-6♣  is a set, however, if you add a PJ or a WJ in place of one of the cards to complete the set, (for example,  6♦-6♠-PJ or 6♦-6♠-WJ), it is still a set. Similar to a sequence, a set is also worth zero points in a rummy game.

Rummy Points System for Joker

Jokers play one of the most important roles in rummy. Since these cards are worth zero rummy points, you don’t have to worry about any additional points when you get them. A joker can be used to complete sets and form impure sequences. Jokers help you reduce your score and maximize your chances of winning in a rummy game.

Both the printed joker and the wild joker gold have the same value and must be used smartly. According to the Indian rummy points system, and rummy rules when a joker is used to complete a set or sequence, the value of that card group (set or sequence) becomes zero.

If you already have a set of three cards, you still have the option to add a joker to the group. It helps keep your score low and you can move your joker to any other group in the next few turns.

Points Calculation: Winner vs Loser

In rummy, points are calculated and then a winner is declared. A player can only win when they make a valid declaration and bring their score to zero.

For a losing player, the points of the unmelded/ungrouped cards in his/her hand are added up. In a cash rummy game, points are added up to calculate the winning amount as well.

Points Calculation for Winner

Let’s say a player has formed two pure sequences and two sets:


Pure Sequence

J♥-Q -K -A

Pure Sequence



 6 ♦-6 ♣-PJ


This is a valid declaration, and this player’s points will be zero if he/she declares first.

Points Calculation for Loser

Now let’s look at the second player. Let’s say the player has created one pure sequence


Pure Sequence

(4♥-5--10♠ {WJ}

Impure Sequence



 K , Q, A♣, and 2♣

Ungrouped Cards

The value of the first three combinations is zero. However, there are 4 more cards that are ungrouped. Thus, the rummy point scoring will be done on the basis of the four ungrouped cards.

In this specific case, the ungrouped cards are  K , Q, A♣, and 2♣. Here K , Q, and A♣ are worth 10 points each, and 2♣ is worth 2 points. So, the penalty calculation will be

10 (K ) + 10 (Q) + 10 (A♣) + 2 (2♣) = 32 points

Rummy Points System for Points, Pool, and Deals Rummy

As we have seen above the points are calculated based on the ungrouped cards of the losing player. But the point system works a bit differently in each format. Here is how the point calculation works in points, pools, and deals in a rummy format.

Points Rummy

In points rummy, each point has a predefined monetary value in a cash game. This value is already decided for each game. The winner gets the amount their opponent loses at the table. You may have to pay a small fee on the app as well.

The amount is calculated as follows:

Winnings = Sum of the points of all losing players X Value of each point in rupees — Fees of the app

Pool Rummy

The pool rummy game winnings are calculated as follows:

Winnings = (Entry fee X Number of players) — Fees of the app

Deals Rummy

In deals rummy, the winner gets chips equal to the points lost by all the players who were on the table. The winner can cash these chips and get real money. The winnings in a deals rummy game are calculated as

Winnings = (Entry fee × Number of players) – Fees of the app

How to Win the Rummy Cards Game?

Playing rummy and winning this card game is not difficult. By using the right strategies and gaining experience, your chances of winning can be greatly increased. Since rummy is a skill-based game, playing rummy card games regularly will make you a better player. Here are some tips and tricks to help you get better and win at a rummy game.

  • Learn and master all the rummy rules before you start playing cash games. 
  • Play the free rummy card game and play rummy online real money with low-value matches with real rummy players to get a good grasp of rummy concepts. 
  • Make sure you play in a focused environment and strategies throughout the game. 
  • Jokers are your most important cards. Make sure you use them wisely. 
  • Double-check all your cards are sorted into valid groups before declaring. 
  • Keep playing regularly and keep learning to become an expert player.

Rummy Game Online Related FAQs

Q. How important is it to play free rummy games?

Playing free rummy is one of the best strategies to polish your skills. If you are just getting started with the game or you want to polish your skills and improve your chances of winning at rummy cash games, you should start with free ones. On online rummy apps, you can play free games in multiple formats and play with real players all over the world.

Q. How do you know if you're ready to start playing cash rummy games?

When you regularly play free games you will start to get a lot better. Your moves, strategies, and rummy skills will improve a lot. In free games, you'll start to see yourself improve, and if you start winning a lot of free games, it could be a sign that you are getting better and you might be ready to try some cash rummy games.

Q. How can playing free rummy games help me improve my skills?

Free rummy games let you play without any additional stress. On rummy apps, you can compete with real players all over the country and learn by playing. When you play with real players and participate in games, you gain experience and learn new strategies. These strategies will ultimately help you improve your rummy skills and make you a better rummy player.

Q. Is it safe to play rummy online?

There are many rummy apps and platforms where you can play. You must choose the right one. If you choose a reliable and trusted site, it is safe to play rummy online. However, there are a lot of fake apps and websites. So, make sure you stay clear of them and you will be good to go.

Q. How to play rummy online?

To play rummy online you first need to choose the right app. There are many applications and websites where you can play rummy for free. So, make sure you do your research and choose the right app. Once you choose an app, you can create an account and start playing free games right away. However, for cash games, you will need to complete your KYC and deposit a small amount as well.

Q. How do I win a game of rummy?

Rummy is a game of skill, so you must use your mind and stay focused. When you pay complete attention to the game and use the right strategies, winning a rummy game becomes easier. Make sure you keep your cards sorted, and use all your cards wisely to maximize your chances of winning.

Q. What is the best rummy format?

There are many rummy formats that you can try. All of them have their own perks, but if you are looking for the quickest one, Points rummy will be the right format for you. But if you want maximum engagement, Deals rummy will be the best format for you. Make sure you know what you want and choose a rummy format accordingly.

Q. Which variant is better: 13-card rummy or 21-card rummy?

Both of these rummy variants are very popular. While 13-card rummy is quick, 21-card rummy is perfect for players who are looking for a challenge. If you are just getting into the game of rummy, start with the 13-card variant because it is quick and easy, and once you gain more experience you can move on to the 21-cards game. 13-card rummy is perfect for beginners and players who are looking for a quick game, and 21-card rummy is the best variant for players who are experienced and who can handle a challenging game.

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